11045 FM 697, Whitewright, TX 75491 Property Records

Grayson County property record for 11045 FM 697, Whitewright, TX 75491

Property Summary

Property Type	Rural Home
Details	2,741 sqft · built 2021
Lot Size	19.7 acres (859,134 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,170 (2024)
Deeds & Mortgages	Feb 2025 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199 062300903`

Property Details

APN / Parcel Number

Primary APN	`199 062300903`
Alternative APN	`126985`

Interior

Building Area	2,741 sqft Living Area
Gross Area	368 sqft
1st Floor Area	368 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	859,134 sqft (19.7 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	40 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	340 sqft
Utility Building	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	126985
Old Parcel Number	199 062300903
Street Address	11045 FM 697
City	WHITEWRIGHT
State	TX
Zip	75491-4003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0623 JONES E M A-G0623, ACRES 19.723
Legal Subdivision	JONES E M A-G0623
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1056
Census Tract	102

Owner

11045 FM 697, a rural home, is owned and occupied by two individuals who acquired it in February 2025.

Source: Grayson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	11045 FARM TO MARKET ROAD, WHITEWRIGHT, TX 75491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Intrafamily Transfer, Transfer
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jan 19, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Jan 27, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 22, 2016
Deed Sale	Dec 22, 2016
Prior Sale	Dec 22, 2016
Deed Document Number	0000027077
Deed Book / Page	005925 / 000251
Last Transfer Date	Feb 6, 2025
Transfer Doc	0000003235
Record Updated	Jun 8, 2026

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Feb 6, 2025
Property Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003
Document Number	0000003235
Map Reference	VOL 2145 PG 31
Instrument Date	Jan 31, 2025
Instrument	2025-3235
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11045 FARM TO MARKET ROAD, WHITEWRIGHT, TX 75491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 FARM TO MARKET ROAD, WHITEWRIGHT, TX 75491

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003191
Date	Jan 31, 2022
Instrument	2022-3191

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003

Mortgage

Document Number	0000001908
Date	Jan 19, 2022
Instrument	2022-1908

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 FM 697, WHITEWRIGHT, TX 75491-4003

Mortgage

Document Number	0000002834
Date	Jan 27, 2021
Instrument	2021-00002834

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,037,104	$1,042,925 Land $491,823 Building $551,102
2024	$6,170.00
2023		$563,253 Land $18,627 Building $544,626	$977,236 Land $432,610 Building $544,626
2022	$8,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11045 FM 697 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11045 FM 697 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKYTOWN WSC serves 4,455 people · EPA ID TX0910060
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	300 / 60
360 Broadband Fixed Wireless	60 / 6

May also be available: AT&T, Nextlink, Verizon, Zulu Internet.

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