Wayne County property record for 11461 Charest St, Hamtramck, MI 48212
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,460 sqft · built 1951 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Aug 2025) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41007020030000 |
| Primary APN | 41007020030000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 1,230 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11461 CHAREST ST |
|---|---|
| City | HAMTRAMCK |
| State | MI |
| Zip | 48212-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 30 ALSO S 15 FT LOT 31 D. W. SIMONS' HIGHLAND SUB BLOCK 2 SEC 21 10,000 A.T. L.11 P.46 WCR |
| Legal Subdivision | D W SIMONS' HIGHLAND |
| Legal Block | 2 |
| Legal Lot Number | 30-31 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | HAMTRAMCK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 552000 |
Source: Wayne County records · APN 41007020030000
Assessment roll updated August 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SNS HOME LOANS LLC |
| Aug 06, 2025 | Warranty Deed, Transfer STERLING TITLE AGENCY |
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PAC FEDERAL CU |
| Jan 05, 2018 | Deed of Trust, Mortgage · ARM PAC FEDERAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2025 · Amount on Record |
| Deed Sale | Aug 06, 2025 · Amount on Record |
| Deed Document Number | 2025230292 |
| Deed Book / Page | 59706 / 909 |
| Prior Transfer Date | May 23, 2006 |
| Prior Transfer Doc | 0448040816 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Document Number | 0599910070 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 59991/70 |
| Instrument | 2026020243 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4487 FREDRO ST, HAMTRAMCK, MI 48212-2836 |
| Document Number | 0597831227 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 59783/1227 |
| Instrument | 2025265735 |
| Name | SNS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HIGHLAND, MI 48356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Aug 06, 2025 |
| Property Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Document Number | 0597060909 |
| Book / Page | 59706 / 909 |
| Map Reference | LB 11 PG 46 |
| Instrument Date | Aug 06, 2025 |
| Instrument | 2025230292 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Name | Verified Name |
|---|---|
| Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Document Number | 0572730221 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 57273/221 |
| Instrument | 2021435909 |
| Name | PAC FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48083 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11461 CHAREST ST, HAMTRAMCK, MI 48212-3058 |
| Document Number | 0541550590 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 54155/0590 |
| Instrument | 2018008109 |
| Name | PAC FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48083 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Change Frequency | Annually |
| Index | Other |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Hamtramck City |
| Unified School District | Hamtramck Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,718.00 (+9.6%) | $208,200 (+31.77%) | $416,400 (+31.77%) |
| 2023 | $2,480.00 (+18.26%) Homeowner's exemption | $158,000 | $316,000 |
| 2019 | $2,097.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 1,376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HAMTRAMCK serves 28,433 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Also Mapped Here | CITY OF DETROIT |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2022 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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