11431 Charest St, Hamtramck, MI 48212 Property Records

Wayne County property record for 11431 Charest St, Hamtramck, MI 48212

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,262 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Apr 2016)
Tax Bill	$956 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41 007 02 0025 000`

Property Details

APN / Parcel Number

Primary APN	`41 007 02 0025 000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,262 sqft Living Area
1st Floor Area	1,010 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11431 CHAREST ST
City	HAMTRAMCK
State	MI
Zip	48212-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 25 D. W. SIMONS' HIGHLAND SUB BLOCK 2 SEC 21 10,000 A.T. L.11 P.46 WCR
Legal Subdivision	D W SIMONS' HIGHLAND
Legal Block	2
Legal Lot Number	25
Jurisdiction	WAYNE MI
Township / Civil Division	HAMTRAMCK
Census Block Group	2
Census Block	2009
Census Tract	552000

Owner

Source: Wayne County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11431 CHAREST ST, HAMTRAMCK, MI 48212-3058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2016 · Amount on Record
Deed Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	2016102554
Deed Book / Page	52869 / 384
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0528690386
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	11431 CHAREST ST, HAMTRAMCK, MI 48212-3058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539950914
Date	Oct 10, 2017
Book Page	53995/0914
Instrument	2017326910

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Hamtramck City
Unified School District	Hamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (-8.52%) Homeowner's exemption	$98,600 (+29.4%)	$197,200 (+29.4%)
2023		$76,200	$152,400
2019	$1,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMTRAMCK serves 28,433 people · EPA ID MI0002970
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped Here	CITY OF DETROIT
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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