1146 Spruce St, Reading, PA 19602 Property Records

Berks County property record for 1146 Spruce St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,682 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Jan 2023)
Tax Bill	$553 (2026)
Deeds & Mortgages	Jan 2023 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5316-30-18-4474`

Property Details

APN / Parcel Number

Primary APN	`5316-30-18-4474`
Alternative APNs	`10-5316-30-18-4474` `649325`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1146 SPRUCE ST
City	READING
State	PA
Zip	19602-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	2100

Owner

1146 Spruce St is owned by two individuals who bought it in January 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	398 NAUGHTON AVE, STATEN ISLAND, NY 10305-2227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT
Aug 12, 2022	Deed, Transfer · Stand-Alone First Mortgage CAROL CHELIUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Aug 12, 2022 · Amount on File
Deed Document Number	20232042
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 23, 2023
Property Address	1146 SPRUCE ST, READING, PA 19602-2063
Document Number	0000002042
Instrument Date	Jan 20, 2023
Instrument	2023002042
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	398 NAUGHTON AVE, STATEN ISLAND, NY 10305-2227

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 12, 2022
Property Address	1146 SPRUCE ST, READING, PA 19602-2063
Document Number	0000032796
Instrument Date	Aug 12, 2022
Instrument	2022032796
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MADISON AVE, READING, PA 19605-2909

Mortgage

Document Number	0000032797
Date	Aug 12, 2022
Instrument	2022032797

Lender

Name	CAROL CHELIUS
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1146 Spruce St was $553.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$553.00	$19,600 Land $6,600 Building $13,000	$6,600 Land $6,600
2024	$518.00	$19,600 Land $6,600 Building $13,000
1994			$19,600 Land $6,600 Building $13,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1146 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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