1144 Spruce St, Reading, PA 19602 Property Records

Berks County property record for 1144 Spruce St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,825 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on Record
Tax Bill$784 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN5316-30-18-4454

Property Details

APN / Parcel Number

Primary APN5316-30-18-4454
Alternative APNs
  • 10-5316-30-18-4454
  • 10649300
  • 649300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,825 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchStoop

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10649300
Street Address1144 SPRUCE ST
CityREADING
StatePA
Zip19602-2063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block18
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2002
Census Tract2100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1144 SPRUCE ST, READING, PA 19602-2063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1144 SPRUCE ST, READING, PA 19602-2063
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008326
DateMar 21, 2019
Instrument2019008326
Lender
NameDISCOVERY FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMar 28, 2034

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$784.00 (+6.67%) Homeowner's exemption$27,800 (-) Land $6,600 Building $21,200$6,600 (-76.26%) Land $6,600
2024$735.00$27,800 Land $6,600 Building $21,200
1994$27,800 Land $6,600 Building $21,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Spruce St

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