1146 River Rd, Hardy, AR 72542 Property Records

Sharp County property record for 1146 River Rd, Hardy, AR 72542

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,360 sqft · built 1995
Lot Size	24.4 acres (1,065,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2020)
Tax Bill	$490 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-02991-001`

Property Details

APN / Parcel Number

Primary APN	`001-02991-001`
Alternative APN	`3810`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	2,360 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,065,478 sqft (24.4 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Patio Area	1,440 sqft
Shed	1 Shed
Shed Area	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1146 RIVER RD
City	HARDY
State	AR
Zip	72542-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW/4 NE/4 & PT SE/4 NW/4
Legal Range	04
Legal Township	19
Legal Section	20
Jurisdiction	SHARP AR
Township / Civil Division	HARDY
Census Block Group	3
Census Block	3014
Census Tract	470300

Owner

Source: Sharp County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1146 RIVER RD, HARDY, AR 72542-9530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit EVOLVE BANK & TRUST
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jun 12, 2020	Warranty Deed, Transfer EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Document Number	20202237
Deed Book / Page	2020 / 8778
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	1146 RIVER RD, HARDY, AR 72542-9530
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 RIVER RD, HARDY, AR 72542-9530

Mortgage

Document Number	2021/24137
Date	Nov 22, 2021
Book Page	2021/24137
Instrument	2106474

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	DALLAS, TX 75242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	1146 RIVER RD, HARDY, AR 72542-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/13795
Date	May 20, 2022
Book Page	2022/13795
Instrument	2204520

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	Jun 12, 2020
Property Address	1146 RIVER RD, HARDY, AR 72542-9530
Document Number	02020/8778
Book / Page	2020 / 8778
Instrument Date	Jun 12, 2020
Instrument	2002237
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 478, ASH FLAT, AR 72513-0478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 564, HARDY, AR 72542-0564

Mortgage

Document Number	0020208782
Date	Jun 12, 2020
Instrument	2020/8782

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 12, 2021

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$490.00 (-50.46%) Homeowner's exemption	$30,580 (-) Land $4,460 Building $26,120
2023	$989.00 Homeowner's exemption	$30,580 Land $4,460 Building $26,120	$152,900 Land $22,300 Building $130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1984–2009)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Oct 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures