Oakland County property record for 1146 Ridgeway Dr, Rochester, MI 48307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,552 sqft · built 1992 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,220 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-15-11-402-007 |
| Primary APN | 68-15-11-402-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,552 sqft Living Area |
| 1st Floor Area | 2,815 sqft |
| Basement Area | 2,408 sqft |
| Unfinished Basement | 2,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Tudor |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 157 ft deep x 160 ft wide |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 87 sqft |
| Deck Area | 19 sqft |
| Patio Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1146 RIDGEWAY DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48307-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 11 STONY POINTE SUB NO 3 LOT 154 3-23-93 TRAN FR 404-003 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 11 |
| Legal Subdivision | STONY POINTE SUB |
| Legal Lot Number | 3,154 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 191200 |
1146 Ridgeway Dr is owned and occupied by two individuals who acquired it in June 2004.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1146 RIDGEWAY DR, ROCHESTER, MI 48307-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2004 |
| Deed Sale | Jun 18, 2004 |
| Prior Sale | Jan 8, 1996 |
| Deed Document Number | 2004276604 |
| Deed Book / Page | 33348 / 683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1146 RIDGEWAY DR, ROCHESTER, MI 48307-1771 |
| Document Number | 0000116806 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1146 RIDGEWAY DR ROCHESTER MI 483071771, ROCHESTER, MI 48307-1771 |
| Document Number | 0000116806 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 054365/000212 |
| Instrument | 116806 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2050 |
The 2025 property tax bill for 1146 Ridgeway Dr was $8,220 with a homeowner's exemption, down 8.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,220.00 (-8.45%) Homeowner's exemption | $382,500 | $765,000 |
| 2024 | $8,979.00 | ||
| 2023 | $332,500 | $665,000 | |
| 2021 | $7,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1146 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1146 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER EAST serves 5,100 people · EPA ID MI0005723 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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