1126 Ridgeway Dr, Rochester, MI 48307 Property Records

Oakland County property record for 1126 Ridgeway Dr, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,041 sqft · built 1989
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jun 2026)
Tax Bill	$6,032 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-11-426-001`

Property Details

APN / Parcel Number

Primary APN	`68-15-11-426-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,041 sqft Living Area
1st Floor Area	2,959 sqft
Basement Area	2,733 sqft
Unfinished Basement	2,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	154 ft deep x 106 ft wide
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1126 RIDGEWAY DR
City	ROCHESTER
State	MI
Zip	48307-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 11 STONY POINTE SUB NO 2 LOT 107 2-28-89 FR 401-002
Legal Range	11E
Legal Township	03N
Legal Section	11
Legal Subdivision	STONY POINTE SUB
Legal Lot Number	2,107
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2005
Census Tract	191200

Owner

1126 Ridgeway Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Oakland County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 TAYLOR AVE, ROCHESTER, MI 48307-1847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK
Sep 20, 2021	Intrafamily Transfer, Transfer CISLO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Mar 28, 2003 · Amount on File
Deed Document Number	202684778
Deed Book / Page	61291 / 643
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	0000225437
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 16, 2026
Property Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771
Document Number	0000084778
Book / Page	61291 / 643
Instrument Date	Jun 9, 2026
Instrument	202684778
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587,062.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 TAYLOR AVE, ROCHESTER, MI 48307-1847

Mortgage

Document Number	0000084779,
Date	Jun 16, 2026
Instrument	202684779

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 16, 2026
Property Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771
Document Number	20260084778
Book / Page	61291 / 643
Instrument Date	Jun 9, 2026
Instrument	202684778
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587,062.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 TAYLOR AVE, ROCHESTER, MI 48307-1847

Mortgage

Document Number	0000084779,
Date	Jun 16, 2026
Instrument	202684779

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 16, 2021
Property Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771
Document Number	0000222520
Book / Page	56858 / 251
Map Reference	LB 205 PG 15-18
Instrument Date	Sep 3, 2021
Instrument	222520
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771

Mortgage

Document Number	0056858253
Date	Sep 16, 2021
Instrument	56858/253

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2021
Property Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771
Document Number	0000225437
Book / Page	56874 / 330
Map Reference	LB 205 PG 15-18
Instrument Date	Sep 3, 2021
Instrument	225437
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1126 RIDGEWAY DR, ROCHESTER, MI 48307-1771

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Ridgeway Dr was $6,032 with a homeowner's exemption, down 8.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,032.00 (-8.45%) Homeowner's exemption	$267,240	$534,480
2024	$6,589.00
2023		$231,400	$462,800
2021	$5,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1126 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER EAST serves 5,100 people · EPA ID MI0005723
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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