1146 Ray St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 1146 Ray St, Fall River, MA 02720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1940
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Dec 2025)
Tax Bill	$5,475 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0U-13 B:0000 L:0060`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0U-13 B:0000 L:0060`
Alternative APN	`M:0U=13 B:0000 L:0060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	4,396 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,968 sqft (0.137 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	1146 RAY ST
City	FALL RIVER
State	MA
Zip	02720-6543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	60
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1005
Census Tract	642300

Owner

Source: Bristol County and Fall River City records · APN FALL M:0U-13 B:0000 L:0060

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1146 RAY ST, FALL RIVER, MA 02720-6543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
May 08, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2018	Quit Claim Deed, Transfer BAYCOAST MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	11959 / 133
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	10096-193
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 30, 2025
Property Address	1146 RAY ST, FALL RIVER, MA 02720-6543
Document Number	011959-133
Book / Page	11959 / 133
Instrument Date	Dec 30, 2025
Instrument	18506
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 RAY ST, FALL RIVER, MA 02720-6543

Mortgage

Document Number	0000018507
Date	Dec 30, 2025
Instrument	18507

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 01, 2040

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 08, 2020
Property Address	1146 RAY ST, FALL RIVER, MA 02720-6543
Document Number	10096-193
Book / Page	10096 / 193
Instrument Date	Apr 24, 2020
Instrument	7618
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Oct 30, 2018
Property Address	1146 RAY ST, FALL RIVER, MA 02720-6543
Document Number	9635-254
Book / Page	9635 / 254
Instrument	18348
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	96350256
Date	Oct 30, 2018
Instrument	09635/0256

Lender

Name	BAYCOAST MORTGAGE CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,475.00 (+6.39%)	$478,200 (+6.76%) Land $139,300 Building $338,900	$490,580 (-3.71%)
2024	$5,146.00 (+2%)	$447,900 (+8.93%) Land $133,900 Building $314,000	$509,485
2023	$5,045.00	$411,200 Land $115,800 Building $295,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250056423001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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