Bristol County and Fall River City property record for 1086 Ray St, Fall River, MA 02720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1927 |
| Square Footage | 2,053 sqft Living Area |
| Lot Size | 5,188 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (1998) |
| Tax Bill | $4,746.00 (2025) |
| Primary APN | FALL M:0R-04 B:0000 L:0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,053 sqft Living Area |
| Gross Area | 3,179 sqft Gross Area |
| Basement Area | 934 sqft Basement |
| Unfinished Basement | 934 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,188 sqft (0.119 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1086 RAY ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02720-6524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 40 |
| Jurisdiction | FALL RIVER MA |
| Minor Civil Division | FALL RIVER |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 642300 |
Source: Bristol County and Fall River City records · APN FALL M:0R-04 B:0000 L:0040
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1086 RAY ST, FALL RIVER, MA 02720-6524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance SOMERSET FCU |
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FALL RIVER MUNICIPAL EMPLS CREDIT UNION |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1998 · Amount on Record |
| Deed Sale | Jun 01, 1998 · Amount on Record |
| Deed Book / Page | 3421 / 55 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 1086 RAY ST, FALL RIVER, MA 02720-6524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0011461-90 |
|---|---|
| Date | Feb 07, 2024 |
| Book Page | 11461/90 |
| Instrument | 1616 |
| Name | SOMERSET FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 1086 RAY ST, FALL RIVER, MA 02720-6524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10279-24 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 10279/24 |
| Instrument | 18876 |
| Name | FALL RIVER MUNICIPAL EMPLS CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 1086 RAY ST, FALL RIVER, MA 02720-6524 |
| Document Number | 9636-187 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1086 RAY ST FALL RIVER MA 027206524, FALL RIVER, MA 02720-6524 |
| Document Number | 9636-187 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 009636/000187 |
| Instrument | 400 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,746.00 (+6.82%) | $414,500 (+7.19%) Land $132,400 Building $282,100 | $448,970 (-5.16%) |
| 2024 | $4,443.00 (+0.59%) | $386,700 (+7.42%) Land $127,300 Building $259,400 | $473,385 |
| 2023 | $4,417.00 | $360,000 Land $114,300 Building $245,700 |
Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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