1146 Phoenix Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1146 Phoenix Ave, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,845 sqft · built 1920
Lot Size0.149 acres (6,525 sqft)
Owner2 Individual Names on Record
Last Sale$148,500 (Jun 2019)
Tax Bill$7,319 (2026)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.77-2-16

Property Details

APN / Parcel Number

Primary APN421500 40.77-2-16
Alternative APN
  • 150004007700020160000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,845 sqft Living Area
1st Floor Area886 sqft
2nd Floor Area700 sqft
Upper Floors Area259 sqft
AtticAttic
Attic Area259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,525 sqft (0.149 acres)
Lot Dimensions145 ft deep x 45 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1146 PHOENIX AVE
CitySCHENECTADY
StateNY
Zip12308-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4002
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1146 PHOENIX AVE, SCHENECTADY, NY 12308-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleAug 13, 2003 · Amount on Record
Deed Document Number201926667
Deed Book / Page2012 / 935
Prior Transfer DateDec 16, 2013
Prior Transfer Doc0000056529
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 13, 2019
Property Address1146 PHOENIX AVE, SCHENECTADY, NY 12308-2602
Document Number0000026667
Book / Page2012 / 935
Instrument DateJun 3, 2019
Instrument201926667
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3626 N HIGH POINT CT, 3626, WICHITA, KS 67205-3428

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address623 ORCHARD ST, SCHENECTADY, NY 12303-1635

Mortgage

Document Number0000026668
DateJun 13, 2019
Instrument201926668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,319.00 (+2.58%) Homeowner's exemption
2025$7,135.00 (+6.43%)$156,800 (-) Land $23,500 Building $133,300$259,646 (+30.82%) Land $38,914 Building $220,732
2023$156,800 (-) Land $23,500 Building $133,300$198,481 (+3.8%) Land $29,747 Building $168,734
2022$156,800 Land $23,500 Building $133,300$191,220 Land $28,659 Building $162,561
2021$6,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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