1145 Phoenix Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1145 Phoenix Ave, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,786 sqft · built 1920
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on File
Last Sale$84,450 (Sep 2001)
Tax Bill$6,183 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.77-1-63

Property Details

APN / Parcel Number

Primary APN421500 40.77-1-63
Alternative APN
  • 150004007700010630000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,786 sqft Living Area
1st Floor Area806 sqft
2nd Floor Area700 sqft
Upper Floors Area280 sqft
AtticAttic
Attic Area280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40 ft wide
PorchSlab
Porch Area340 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1145 PHOENIX AVE
CitySCHENECTADY
StateNY
Zip12308-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal Block1
Legal Lot Number63.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.77-1-63

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1145 PHOENIX AVE, SCHENECTADY, NY 12308-2601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Sep 18, 2019Deed of Trust, Mortgage
THE FIRST NEW YORK FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2001 · Amount on Record
Deed SaleSep 07, 2001 · Amount on Record
Deed Book / Page1608 / 137
Last Transfer DateMay 09, 2024
Transfer Doc0000029984
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1145 PHOENIX AVE, SCHENECTADY, NY 12308-2601
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035808
DateAug 09, 2017
Book Page4779/657
Instrument201735808
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 08, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1145 PHOENIX AVE, SCHENECTADY, NY 12308-2601
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041642
DateSep 18, 2019
Book Page4939/405
Instrument201941642
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
AddressSCHENECTADY, NY 12308
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,183.00 (+6.66%)$139,300 (-) Land $20,900 Building $118,400$230,667 (+30.82%) Land $34,608 Building $196,059
2023$139,300 (-) Land $20,900 Building $118,400$176,329 (+3.8%) Land $26,456 Building $149,873
2022$139,300 Land $20,900 Building $118,400$169,878 Land $25,488 Building $144,390
2021$5,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 746 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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