Lake County property record for 1146 Osterman Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1968 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2017) |
| Tax Bill | $11,173 (2024) |
| Deeds & Mortgages | Mar 2023 Transfer Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-201-006 |
| Primary APN | 16-32-201-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,624 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1146 OSTERMAN AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEPARDS RESUB LOT 2 |
| Legal Subdivision | SHEPARDS RESUB |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 864903 |
1146 Osterman Ave is owned and occupied by two individuals who acquired it in March 2023.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK |
| May 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on File |
| Deed Sale | Sep 11, 2017 · Amount on File |
| Deed Document Number | 20177426392 |
| Last Transfer Date | Mar 1, 2023 |
| Transfer Doc | 0007962526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 9, 2023 |
| Property Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Document Number | 0007962526 |
| Map Reference | DOC 1378529 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 7962526 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 11, 2017 |
| Property Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Document Number | 0007426392 |
| Map Reference | DOC1401309 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 7426392 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Document Number | 0007426393 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 7426393 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 11, 2017 |
| Property Address | 1146 OSTERMAN AVE, DEERFIELD, IL 60015-4255 |
| Document Number | 0007393707 |
| Instrument Date | May 4, 2017 |
| Instrument | 7393707 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 OSTERMAN AVE DEERFIELD IL 600154255, DEERFIELD, IL 60015-4255 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,714 Land $58,983 Building $81,731 | $422,185 Land $176,967 Building $245,218 | |
| 2024 | $11,173.00 (-8.34%) | ||
| 2023 | $12,189.00 (+6.06%) | $123,903 (-8.03%) Land $53,992 Building $69,911 | $371,746 (-8.03%) Land $161,992 Building $209,754 |
| 2022 | $11,493.00 | $134,724 Land $57,992 Building $76,732 | $404,212 Land $173,993 Building $230,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1146 Osterman Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1146 Osterman Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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