1130 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1130 Osterman Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,092 sqft · built 1968
Lot Size	0.301 acres (13,125 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Nov 2021)
Tax Bill	$22,110 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-201-008`

Property Details

APN / Parcel Number

Primary APN	`16-32-201-008`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,092 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,416 sqft
2nd Floor Area	1,676 sqft
Upper Floors Area	1,676 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 OSTERMAN AVE
City	DEERFIELD
State	IL
Zip	60015-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPARDS RESUB LOT 4
Legal Subdivision	SHEPARDS RESUB
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3003
Census Tract	864903

Owner

Source: Lake County records · APN 16-32-201-008

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1130 OSTERMAN AVE, DEERFIELD, IL 60015-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2021 · Amount on Record
Deed Sale	Nov 05, 2021 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	20217841612
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 05, 2021
Property Address	1130 OSTERMAN AVE, DEERFIELD, IL 60015-4255
Document Number	0007841612
Map Reference	DOC 1378529
Instrument Date	Sep 14, 2021
Instrument	7841612
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1130 OSTERMAN AVE, DEERFIELD, IL 60015-4255

Mortgage

Document Number	0007841613
Date	Nov 05, 2021
Instrument	7841613

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,154 (+16.63%) Land $64,766 Building $194,388	$777,539 (+16.63%) Land $194,317 Building $583,222
2024	$22,110.00 (+32.71%)
2023	$16,660.00 (+5.87%)	$222,206 (+26.3%) Land $55,407 Building $166,799	$666,685 (+26.3%) Land $166,238 Building $500,447
2022	$15,736.00	$175,936 Land $59,513 Building $116,423	$527,861 Land $178,557 Building $349,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 1987 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 496 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEERFIELD serves 19,196 people
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.