1146 Oak Forest Dr, Morganton, NC 28655 Property Records

Burke County property record for 1146 Oak Forest Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1975
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Feb 2022)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785615507`

Property Details

APN / Parcel Number

Primary APN	`1785615507`
Alternative APN	`31276`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1146 OAK FOREST DR
City	MORGANTON
State	NC
Zip	28655-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1146 OAK FOREST DR MORGANTON, NC 28655
Legal Subdivision	HIDDEN VALLEY SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2003
Census Tract	20202

Owner

1146 Oak Forest Dr is owned and occupied by an individual who bought it in February 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1146 OAK FOREST DR, MORGANTON, NC 28655-8705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · USDA Mortgage ALCOVA MORTGAGE LLC
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	202221017480
Deed Book / Page	2604 / 1
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0015620318
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 16, 2022
Property Address	1146 OAK FOREST DR, MORGANTON, NC 28655-8705
Document Number	0026031000
Book / Page	2603 / 1000
Map Reference	MB 6 PG 69,70&164
Instrument Date	Feb 10, 2022
Instrument	2021017480
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4182 CONSERVATION CAMP RD, 4182, VALDESE, NC 28690-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 OAK FOREST DR, MORGANTON, NC 28655-8705

Mortgage

Document Number	2021017481
Date	Feb 16, 2022
Instrument	2021017481

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 10, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 14, 2021
Property Address	1146 OAK FOREST DR, MORGANTON, NC 28655-8705
Document Number	0025910264
Book / Page	2591 / 264
Map Reference	MB 6 PG 69,70&164
Instrument Date	Dec 14, 2021
Instrument	2021015015
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1152, VALDESE, NC 28690-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 OAK FOREST DR, MORGANTON, NC 28655-8705

Mortgage

Document Number	2021015016
Date	Dec 14, 2021
Instrument	2021015016

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1146 Oak Forest Dr was $1,096, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (+0.46%)	$157,408 (-) Land $10,659 Building $146,749	$157,408 (-) Land $10,659 Building $146,749
2025	$1,091.00	$157,408 Land $10,659 Building $146,749	$157,408 Land $10,659 Building $146,749
2023	$1,095.00	$157,408 Land $10,659 Building $146,749	$157,408 Land $10,659 Building $146,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Oak Forest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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