1145 Oak Forest Dr, Morganton, NC 28655 Property Records

Burke County property record for 1145 Oak Forest Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1974
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Feb 2023)
Tax Bill	$1,217 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1785613509`

Property Details

APN / Parcel Number

Primary APN	`1785613509`
Alternative APN	`15061`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1145 OAK FOREST DR
City	MORGANTON
State	NC
Zip	28655-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1145 OAK FOREST DR MORGANTON, NC 28655
Legal Subdivision	HIDDEN VALLEY
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2006
Census Tract	20202

Owner

1145 Oak Forest Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 6, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	202323001584
Deed Book / Page	2670 / 880
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 24, 2023
Property Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705
Document Number	0026700880
Book / Page	2670 / 880
Map Reference	MB 6 PG 69-70
Instrument Date	Feb 24, 2023
Instrument	2023001584
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MAIN ST SW, LENOIR, NC 28645-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705

Mortgage

Document Number	2023001585
Date	Feb 24, 2023
Instrument	2023001585

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 6, 2019
Property Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705
Document Number	0024220878
Book / Page	2422 / 0878
Map Reference	MB 6 PG 69-70
Instrument Date	Sep 6, 2019
Instrument	2017031889
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705

Mortgage

Document Number	2017031890
Date	Sep 6, 2019
Instrument	2017031890

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 11, 2019
Property Address	1145 OAK FOREST DR, MORGANTON, NC 28655-8705
Document Number	0023870890
Book / Page	002387 / 000890
Instrument Date	Feb 7, 2019
Instrument	24595
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 MAIN ST NW LENOIR NC 286455416, LENOIR, NC 28645-5416

Tax Assessment & Valuation

The 2026 property tax bill for 1145 Oak Forest Dr was $1,217, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,217.00 (+0.41%)	$176,516 (-) Land $10,973 Building $165,543	$176,516 (-) Land $10,973 Building $165,543
2025	$1,212.00	$176,516 Land $10,973 Building $165,543	$176,516 Land $10,973 Building $165,543
2023	$1,217.00	$176,516 Land $10,973 Building $165,543	$176,516 Land $10,973 Building $165,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Oak Forest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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