1146 N 13th Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 1146 N 13th Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,139 sqft · built 1964
Lot Size	0.212 acres (9,230 sqft)
Owner	2 Individual Names on File
Last Sale	$748,000 (Jun 2023)
Tax Bill	$8,557 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1045-481-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-481-13-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,559 sqft
1st Floor Area	2,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	142 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	720 sqft
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1146 N 13TH AVE
City	UPLAND
State	CA
Zip	91786-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTARIO COLONY LANDS N 65 FT FOL DESC BEG AT NE COR LOT 522 SD ONTARIO COLONY LANDS TH W ALG N LI SD LOT A DISTANCE OF 225 FT TH S 300 FT TH E PARALLEL WITH N LI SD LOT 225 FT M/L TO E LI SD LOT TH N ALG SE E LI TO POB EX E 10 FT THEREOF AND EX ST
Legal Subdivision	ONTARIO
Legal Block	4
Legal Lot Number	522
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4008
Census Tract	808

Owner

1146 N 13th Ave is owned and occupied by two individuals who bought it in June 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Jul 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jul 8, 2015 · Amount on File
Deed Document Number	2023146233
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000228493
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 14, 2023
Property Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Document Number	0000146233
Map Reference	MB 11 PG 6
Instrument Date	May 25, 2023
Instrument	2023-0146233
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 N 13TH AVE, UPLAND, CA 91786-3404

Mortgage

Document Number	0000146234
Date	Jun 14, 2023
Instrument	2023-0146234

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 N 13TH AVE, UPLAND, CA 91786-3404

Mortgage

Document Number	0000385295
Date	Oct 7, 2020
Instrument	2020-0385295

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102202
Date	Mar 23, 2020
Instrument	2020-0102202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 N 13TH AVE, UPLAND, CA 91786-3404

Mortgage

Document Number	0000385309
Date	Oct 7, 2020
Instrument	2020-0385309

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 10, 2019
Property Address	1146 N 13TH AVE, UPLAND, CA 91786-3404
Document Number	0000228493
Map Reference	MB 11 PG 6
Instrument Date	Jul 2, 2019
Instrument	2019-0228493
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 N 13TH AVE, UPLAND, CA 91786-3404

Mortgage

Document Number	0000228494
Date	Jul 10, 2019
Instrument	2019-0228494

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1146 N 13th Ave was $8,557.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,784 (+18.7%) Land $275,914 Building $647,870
2025	$8,557.00 Homeowner's exemption	$778,219 Land $270,504 Building $507,715
2023	$4,786.00 (+2.22%) Homeowner's exemption	$438,064 (+2%) Land $153,607 Building $284,457
2022	$4,682.00 Homeowner's exemption	$429,474 Land $150,595 Building $278,879

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 N 13th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1146 N 13th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, GeoLinks, T-Mobile.

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