1146 Herschel Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1146 Herschel Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,794 sqft · built 1925
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jan 2018)
Tax Bill	$16,370 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-0002-0069-00`

Property Details

APN / Parcel Number

Primary APN	`019-0002-0069-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,794 sqft Living Area
1st Floor Area	2,670 sqft
2nd Floor Area	1,842 sqft
Attic	Attic
Attic Area	1,282 sqft
Basement Area	2,670 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,591 sqft (0.312 acres)
Lot Width	77 ft Width
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	270 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1146 HERSCHEL AVE
City	CINCINNATI
State	OH
Zip	45208-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 20 J J FERIS EST PT LOT 9 BEVERLY HILLS NO2 SUB PAR 69-PG 4 PAR 9 CONS
Legal Subdivision	HILLS 2 SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1016
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1146 HERSCHEL AVE, CINCINNATI, OH 45208-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Jan 3, 2018	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	0000000644
Deed Book / Page	013576 / 001229
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1146 HERSCHEL AVE, CINCINNATI, OH 45208-3113
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133312
Date	Nov 3, 2021
Book Page	14537/367
Instrument	2021-0133312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1146 HERSCHEL AVE, CINCINNATI, OH 45208-3113
Document Number	0000047842
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1146 HERSCHEL AVE CINCINNATI OH 452083113, CINCINNATI, OH 45208-3113

Mortgage

Document Number	0000047842
Date	May 21, 2020
Book Page	014173/001121
Instrument	47842

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 3, 2018
Property Address	1146 HERSCHEL AVE, CINCINNATI, OH 45208-3113
Document Number	0000000644
Book / Page	013576 / 001229
Instrument Date	Oct 3, 2016
Instrument	644
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1146 HERSCHEL AVE CINCINNATI OH 452083113, CINCINNATI, OH 45208-3113

Mortgage

Document Number	645
Date	Jan 3, 2018
Book Page	013576/001233
Instrument	645

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,370.00 (+3.14%)	$283,175 (-) Land $64,103 Building $219,072
2024	$15,872.00 (-2.21%)	$283,175 (-) Land $64,103 Building $219,072
2023	$16,231.00 (-7.85%)	$283,175 (+2.67%) Land $64,103 Building $219,072	$809,070 (+2.67%) Land $183,150 Building $625,920
2022	$17,613.00 Homeowner's exemption	$275,801 Land $60,813 Building $214,988
2020			$788,000 Land $173,750 Building $614,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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