1137 Herschel Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1137 Herschel Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1926
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$307,125 (Nov 2020)
Tax Bill	$7,000 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-0002-0055-00`

Property Details

APN / Parcel Number

Primary APN	`019-0002-0055-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,386 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	711 sqft
2nd Floor Area	675 sqft
Basement Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1137 HERSCHEL AVE
City	CINCINNATI
State	OH
Zip	45208-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	40 X 140 LOT 11 BEN F MC LENNANS SUB
Legal Subdivision	MC LENNANS SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	4800

Owner

1137 Herschel Ave is owned and occupied by an individual who bought it in November 2020.

Source: Hamilton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Jun 9, 2017	Warranty Deed, Transfer · ARM TERRY MONNIE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	2020116842
Deed Book / Page	14290 / 2654
Prior Transfer Date	Dec 30, 2003
Prior Transfer Doc	0000015889
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2026
Property Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000031771
Book / Page	15653 / 2317
Instrument Date	Apr 18, 2026
Instrument	202631771
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112

Mortgage

Document Number	0000031771,
Date	Apr 27, 2026
Book Page	15653/2317
Instrument	202631771

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 5, 2020
Property Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000116842
Book / Page	014290 / 002654
Instrument Date	Oct 26, 2020
Instrument	116842
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Mortgage

Document Number	116843
Date	Nov 5, 2020
Book Page	014290/002657
Instrument	116843

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2017
Property Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112
Document Number	0000051926
Instrument Date	Jun 8, 2017
Instrument	17-0051926
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 HERSCHEL AVE, CINCINNATI, OH 45208-3112

Mortgage

Document Number	, 17-0051927
Date	Jun 9, 2017
Instrument	17-0051927

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 1137 Herschel Ave was $7,000, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 (+3.12%)	$120,859 (-) Land $38,430 Building $82,429	$345,310 Land $109,800 Building $235,510
2024	$6,788.00 (-2.2%)	$120,859 (-) Land $38,430 Building $82,429
2023	$6,941.00 (-9.49%)	$120,859 (+7.2%) Land $38,430 Building $82,429	$345,310 Land $109,800 Building $235,510
2022	$7,669.00 Homeowner's exemption	$112,746 Land $31,147 Building $81,599
2020			$322,130 Land $88,990 Building $233,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1137 Herschel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Herschel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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