Brevard County property record for 1146 Eleuthera Dr NE, Palm Bay, FL 32905
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 2006 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Oct 2017) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-25-A-48 |
| Primary APN | 28-37-28-25-A-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,935 sqft |
| 1st Floor Area | 1,305 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 103 ft deep x 43 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 172 sqft |
| Patio Area | 270 sqft |
| Utility Building | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2860853 |
|---|---|
| Street Address | 1146 ELEUTHERA DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4417 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM10 |
| Legal Description | BIMINI BAY LOT 48 BLOCK A |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | BIMINI BAY |
| Legal Block | A |
| Legal Lot Number | 48 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 65130 |
1146 Eleuthera Dr NE, a duplex, is owned and occupied by two individuals who bought it in October 2017.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1146 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 13, 2017 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on File |
| Deed Sale | Oct 13, 2017 · Amount on File |
| Prior Sale | Mar 16, 2016 · Amount on File |
| Deed Document Number | 2017212460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1146 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1146 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0097120462 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 9712/462 |
| Instrument | 2023024163 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 13, 2017 |
| Property Address | 1146 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0080032058 |
| Book / Page | 008003 / 002058 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 212460 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1146 ELEUTHERA DR NE PALM BAY FL 329054417, PALM BAY, FL 32905-4417 |
| Document Number | 80032060 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 008003/002060 |
| Instrument | 212461 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1146 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0080032075 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1146 ELEUTHERA DR NE PALM BAY FL 329054417, PALM BAY, FL 32905-4417 |
| Document Number | 0080032075 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 008003/002075 |
| Instrument | 212462 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1146 Eleuthera Dr NE was $2,120 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,010 (+2.7%) | $220,380 (-1.91%) | |
| 2025 | $2,120.00 Homeowner's exemption Senior Citizen's exemption | $161,650 | $224,670 Land $60,000 Building $164,670 |
| 2023 | $1,994.00 (+5.39%) Homeowner's exemption Senior Citizen's exemption | $152,530 (+3%) | $240,750 (+14.18%) Land $60,000 Building $180,750 |
| 2022 | $1,892.00 Homeowner's exemption Senior Citizen's exemption | $148,090 | $210,850 Land $50,000 Building $160,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1146 Eleuthera Dr NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1146 Eleuthera Dr NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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