Brevard County property record for 1130 Eleuthera Dr NE, Palm Bay, FL 32905
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jul 2023) |
| Tax Bill | $1,034 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-28-25-A-43 |
| Primary APN | 28-37-28-25-A-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 19 ft Width |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Florida Room |
| Porch Area | 280 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2860848 |
|---|---|
| Street Address | 1130 ELEUTHERA DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4417 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM10 |
| Legal Description | BIMINI BAY LOT 43 BLOCK A |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | BIMINI BAY |
| Legal Block | A |
| Legal Lot Number | 43 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 65130 |
1130 Eleuthera Dr NE, a duplex, is owned and occupied by two individuals who bought it in July 2023.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1130 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC LENDING LLC |
| Aug 5, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Sep 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Aug 5, 2019 · Amount on File |
| Deed Document Number | 2023142714 |
| Deed Book / Page | 9832 / 1200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 7, 2023 |
| Property Address | 1130 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0098321200 |
| Book / Page | 9832 / 1200 |
| Map Reference | MB 50 PG 46&47 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023142714 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1133 MORGAN CIR NE, PALM BAY, FL 32905-7661 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1130 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0098321202 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 9832/1202 |
| Name | PACIFIC LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 5, 2019 |
| Property Address | 1130 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0085060802 |
| Book / Page | 008506 / 000802 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 170765 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | TITLE SECURITY AND ESCROW/CTRL FL, TITLE SEC & ESCROW/CTRL FL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 ELEUTHERA DR NE PALM BAY FL 329054417, PALM BAY, FL 32905-4417 |
| Document Number | 85060803 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 008506/000803 |
| Instrument | 170766 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 10, 2018 |
| Property Address | 1130 ELEUTHERA DR NE, PALM BAY, FL 32905-4417 |
| Document Number | 0082582851 |
| Book / Page | 008258 / 002851 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 203513 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 406 HIBISCUS TRL MELBOURNE BEACH FL 329512028, MELBOURNE BEACH, FL 32951-2028 |
The 2025 property tax bill for 1130 Eleuthera Dr NE was $1,034 with exemptions applied, up 3.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,410 (+2.69%) | $224,110 (-1.84%) | |
| 2025 | $1,034.00 (+3.92%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $106,540 | $228,320 |
| 2024 | $995.00 (-77.84%) | ||
| 2023 | $4,491.00 (+10.4%) | $244,350 (+14.56%) Land $60,000 Building $184,350 | $244,350 (+14.56%) Land $60,000 Building $184,350 |
| 2022 | $4,068.00 | $213,290 Land $50,000 Building $163,290 | $213,290 Land $50,000 Building $163,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1130 Eleuthera Dr NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1130 Eleuthera Dr NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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