1146 Echo Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1146 Echo Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Oct 2008)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0153-321-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-321-20-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1146 ECHO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 61
Legal Subdivision	SAN BERNARDINO
Legal Tract	3974
Legal Block	2
Legal Lot Number	61
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2008
Census Tract	6101

Owner

1146 Echo Dr is owned and occupied by an individual who acquired it in April 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 23, 2020	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2008 · Amount on File
Deed Sale	Oct 8, 2008 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	2008450721
Last Transfer Date	Apr 6, 2020
Transfer Doc	0000140462
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831

Mortgage

Document Number	0000069844
Date	Feb 22, 2022
Instrument	2022-0069844

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 ECHO DR, SN BERNRDNO, CA 92404-1831

Mortgage

Document Number	0000178702
Date	Apr 19, 2021
Instrument	2021-0178702

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 23, 2020
Property Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831
Document Number	0000140462
Map Reference	MB 51 PG 50&51
Instrument Date	Apr 6, 2020
Instrument	2020-0140462
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 ECHO DR, SAN BERNARDINO, CA 92404-1831

Mortgage

Document Number	0000140463
Date	Apr 23, 2020
Instrument	2020-0140463

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Echo Dr was $2,426.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,894 (+2%) Land $65,678 Building $118,216
2025	$2,426.00	$180,288 Land $64,390 Building $115,898
2023	$2,315.00 (-0.09%)	$173,286 Land $61,889 Building $111,397
2022	$2,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 Echo Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Echo Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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