1130 Echo Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1130 Echo Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (May 1996)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Loan Modification
Flood Zone	Zone X (reduced by levee)
APN	`0153-321-22-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-321-22-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	147 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 ECHO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 63
Legal Subdivision	TRACT 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2008
Census Tract	6101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 ECHO DR, SAN BERNARDINO, CA 92404-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 10, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1996 · Amount on Record
Deed Sale	May 31, 1996 · Amount on Record
Deed Document Number	1996194215
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1130 ECHO DR, SAN BERNARDINO, CA 92404-1831
Document Number	0000230139
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 ECHO DR SAN BERNARDINO CA 924041831, SAN BERNARDINO, CA 92404-1831

Mortgage

Document Number	0000230139
Date	Jul 10, 2020
Instrument	230139

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	1130 ECHO DR, SAN BERNARDINO, CA 92404-1831
Document Number	0000230128
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 ECHO DR SAN BERNARDINO CA 924041831, SAN BERNARDINO, CA 92404-1831

Mortgage

Document Number	0000230128
Date	Jul 10, 2020
Instrument	230128

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,725 (+2%) Land $44,056 Building $162,669
2025	$5,360.00 (+2.33%) Homeowner's exemption	$202,671 (+4.04%) Land $43,192 Building $159,479
2023	$5,238.00 (-0.02%) Homeowner's exemption	$194,801 Land $41,515 Building $153,286
2022	$5,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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