1146 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1146 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1922
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2017)
Tax Bill	$1,658 (2024)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-026.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-026.000-023`
Alternative APN	`01610331411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
Basement Area	288 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331411
Street Address	1146 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS
Legal Lot Number	56
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3025
Census Tract	10300

Owner

1146 E 4th St is owned and occupied by an individual who bought it in July 2017.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Mar 6, 2017	Quit Claim Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Mar 10, 2017
Deed Document Number	0001718694
Record Updated	Jun 8, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 18, 2017
Property Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001718694
Map Reference	PB8 PG 172
Instrument Date	Jul 13, 2017
Instrument	1718694
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726

Mortgage

Document Number	0001718695
Date	Jul 18, 2017
Instrument	1718695

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 10, 2017
Property Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001705680
Map Reference	PB8 PG172
Instrument Date	Jan 5, 2017
Instrument	1705680
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726

Mortgage

Document Number	0001705681
Date	Mar 10, 2017
Instrument	1705681

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 6, 2017
Property Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001705158
Map Reference	IN 0602765
Instrument Date	Jan 5, 2017
Instrument	1705158
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 E 4TH ST, MISHAWAKA, IN 46544-2726

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,100 Land $26,000 Building $105,100	$131,100 Land $26,000 Building $105,100
2024	$1,658.00 (+9.8%)
2023	$1,510.00 (-7.98%)	$133,300 (-7.3%) Land $26,000 Building $107,300	$133,300 (-7.3%) Land $26,000 Building $107,300
2022	$1,641.00 Homeowner's exemption	$143,800 Land $26,000 Building $117,800	$143,800 Land $26,000 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1146 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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