1144 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1144 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 801 sqft · built 1920
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2025)
Tax Bill	$1,204 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-025.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-025.000-023`
Alternative APN	`01610331410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	801 sqft Living Area
Gross Area	1,461 sqft
1st Floor Area	2,121 sqft
Attic	Attic
Attic Area	1,188 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1144 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 CAMPBELLS PL
Legal Subdivision	CAMPBELLS PL
Legal Lot Number	55
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3025
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1144 E 4TH ST, MISHAWAKA, IN 46544-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Jul 21, 2025
Deed Document Number	202519821
Prior Transfer Date	Jul 17, 2025
Prior Transfer Doc	0000017593
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1144 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001916033
Date	Jul 8, 2019
Instrument	1916033

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1144 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002111502
Date	Apr 9, 2021
Instrument	2111502

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year LIBOR

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1144 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002111503
Date	Apr 9, 2021
Instrument	2111503

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,500 (-3.13%) Land $26,000 Building $85,500	$111,500 (-3.13%) Land $26,000 Building $85,500
2024	$1,204.00 (+26.6%)
2023	$951.00 (-37.76%)	$115,100 (-15.99%) Land $26,000 Building $89,100	$115,100 (-15.99%) Land $26,000 Building $89,100
2022	$1,528.00	$137,000 Land $26,000 Building $111,000	$137,000 Land $26,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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