Allen County property record for 1146 Bay Circle St, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1984 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Apr 2022) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2410-08-006.000 |
| Primary APN | 36-2410-08-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 1,215 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 113 ft deep x 88.6 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 225 sqft |
| Canopy | 189 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1146 BAY CIRCLE ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHLEA PARK 9TH ADDITION LOT 27913 FF 44.28 |
| Legal Subdivision | NORTHLEA PARK 9TH ADDITION |
| Legal Lot Number | 27913 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12200 |
1146 Bay Circle St is owned and occupied by an individual who bought it in April 2022.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1146 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · FHA Mortgage SERVION INC |
| Feb 23, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 17, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Apr 6, 1987 · Amount on File |
| Deed Document Number | 20224271 |
| Prior Transfer Date | Jun 16, 2021 |
| Prior Transfer Doc | 6170008210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 13, 2022 |
| Property Address | 1146 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 4130004271 |
| Book / Page | 2022 / 4271 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 202204130004271 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 4130004272 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 202204130004272 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 23, 2022 |
| Property Address | 1146 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 2230002099 |
| Book / Page | 2022 / 2099 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 202202230002099 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 17, 2021 |
| Property Address | 1146 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 6170008210 |
| Book / Page | 2021 / 8210 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 202106170008210 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1146 Bay Circle St was $1,673, down 1.3% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,673.00 (-1.3%) | $42,080 (-) Land $7,880 Building $34,200 | $120,200 (-) Land $22,500 Building $97,700 |
| 2024 | $1,695.00 (+29.49%) Homeowner's exemption | $42,080 (+45%) Land $7,880 Building $34,200 | $120,200 Land $22,500 Building $97,700 |
| 2023 | $1,309.00 (-3.82%) Homeowner's exemption | $29,020 (-) Land $5,430 Building $23,590 | |
| 2022 | $1,361.00 | $29,020 Land $5,430 Building $23,590 | |
| 2021 | $82,900 Land $15,500 Building $67,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1146 Bay Circle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1146 Bay Circle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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