Allen County property record for 1186 Bay Circle St, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1981 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Company Name on File |
| Last Sale | $52,400 (Nov 1998) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2410-08-002.000 |
| Primary APN | 36-2410-08-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 1,080 sqft |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 146 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1186 BAY CIRCLE ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHLEA PARK 9TH ADDITION LOT 27909 FF 60.00 |
| Legal Subdivision | NORTHLEA PARK 9TH ADDITION |
| Legal Lot Number | 27909 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12200 |
1186 Bay Circle St is owned by a company that bought it in November 1998.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU INC |
| Aug 5, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 12, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 1998 · Amount on File |
| Deed Sale | Nov 20, 1998 · Amount on File |
| Prior Sale | Aug 17, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 8020010709 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2021/10709 |
| Instrument | 202108020010709 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 11180016199 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 2021/16199 |
| Instrument | 202111180016199 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 5, 2022 |
| Property Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 8050009237 |
| Book / Page | 2022 / 9237 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202208050009237 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 12, 2022 |
| Property Address | 1186 BAY CIRCLE ST, LIMA, OH 45801-2411 |
| Document Number | 8120009580 |
| Book / Page | 2022 / 9580 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202208120009580 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 HAZEL AVE, LIMA, OH 45805-2030 |
The 2025 property tax bill for 1186 Bay Circle St was $1,286, down 1.2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 (-1.23%) | $31,860 (-) Land $6,060 Building $25,800 | $91,000 (-) Land $17,300 Building $73,700 |
| 2024 | $1,302.00 (+28.91%) Homeowner's exemption | $31,860 (+45.15%) Land $6,060 Building $25,800 | $91,000 Land $17,300 Building $73,700 |
| 2023 | $1,010.00 (-1.27%) Homeowner's exemption | $21,950 (-) Land $4,170 Building $17,780 | |
| 2022 | $1,023.00 Homeowner's exemption | $21,950 Land $4,170 Building $17,780 | |
| 2021 | $62,700 Land $11,900 Building $50,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1186 Bay Circle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1186 Bay Circle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures