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1146 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1146 Ardmore St, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,594 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$219,000 (2005)
Tax Bill$1,535.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-0390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,594 sqft Living Area
Gross Area1,994 sqft Gross Area
1st Floor1,594 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area96 sqft Patio
Porch Area56 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1146 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3427
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 39 OR2501/1120 & 3573/822(Q/C) & 4826/679(D/M) & 4830/1992(D/M) & 4837/860(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number39
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-0390

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1146 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CAPITAL BANK NA
Nov 25, 2019Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2005 · Amount on Record
Deed SaleAug 04, 2005 · Amount on Record
Prior SaleMay 09, 2003 · Amount on Record
Deed Doc Number200562999
Deed Book / Page2501 / 1120
Last Transfer DateNov 04, 2019
Transfer Doc0000088287
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1146 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 ARDMORE ST, ST AUGUSTINE, FL 32092-3427

Mortgage

Document Number0052871602
DateJun 09, 2021
Book Page5287/1602
Instrument2021064844
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateNov 25, 2019
Property Address1146 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Document Number0048370860
Book / Page4837 / 0860
Map ReferenceMB 41 PG 58-66
Instrument DateNov 04, 2019
Instrument2019088287
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1146 ARDMORE ST, 1146, SAINT AUGUSTINE, FL 32092-3427

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427

Mortgage

Document Number0048370862
DateNov 25, 2019
Book Page4837/0862
Instrument2019088288
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$131,441 (+2.7%)$274,663 (-1.57%) Land $70,000 Building $204,663
2025$1,535.00 (+16.46%) Homeowner's exemption$127,985 (+5.99%)$279,039 (-8.32%) Land $70,000 Building $209,039
2024$1,318.00 (+2.41%)
2023$1,287.00 (+4.38%) Homeowner's exemption$120,755 (+3%)$304,349 (+7.37%) Land $82,790 Building $221,559
2022$1,233.00 Homeowner's exemption$117,238$283,460 Land $73,920 Building $209,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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