1135 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1135 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,459 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$125,400 (2003)
Tax Bill	$1,434.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-0640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,459 sqft Living Area
Gross Area	1,884 sqft Gross Area
1st Floor	1,459 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	425 sqft Garage
Patio Area	289 sqft Patio
Porch Area	15 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1135 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3424
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 64 OR1911/153
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	64
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4017
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0640

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1135 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2003 · Amount on Record
Deed Sale	Mar 11, 2003 · Amount on Record
Deed Doc Number	200316075
Deed Book / Page	1911 / 153
Record Refreshed	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1135 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 ARDMORE ST, ST AUGUSTINE, FL 32092-3424

Mortgage

Document Number	0057011573
Date	Jan 31, 2023
Book Page	5701/1573
Instrument	2023007612

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,713 (+2.7%)	$262,903 (-0.73%) Land $70,000 Building $192,903
2025	$1,434.00 (+16.87%) Homeowner's exemption	$120,461 (+2.9%)	$264,843 (-3.67%) Land $70,000 Building $194,843
2024	$1,227.00 (+2.51%) Homeowner's exemption	$117,066 (+3%)	$274,924 (-4.93%) Land $80,000 Building $194,924
2023	$1,197.00 (+4.54%) Homeowner's exemption	$113,656 (+3%)	$289,171 (+7.46%) Land $82,790 Building $206,381
2022	$1,145.00 Homeowner's exemption	$110,346	$269,105 Land $73,920 Building $195,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.