11457 Lorena Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 11457 Lorena Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1961
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Jun 2002)
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`498-082-07-00`

Property Details

APN / Parcel Number

Primary APN	`498-082-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11457 LORENA LN
City	EL CAJON
State	CA
Zip	92020-8236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 57 TR 003858
Legal Subdivision	SHADOW HILLS
Legal Tract	003858
Legal Block	2
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11457 LORENA LN, EL CAJON, CA 92020-8236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2002 · Amount on Record
Deed Sale	Jun 21, 2002 · Amount on Record
Prior Sale	Sep 8, 1989 · Amount on Record
Deed Document Number	2002528018
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000542222
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	11457 LORENA LN, EL CAJON, CA 92020-8236
Document Number	0000542222
Instrument Date	Sep 2, 2020
Instrument	542222
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11457 LORENA LN EL CAJON CA 920208236, EL CAJON, CA 92020-8236

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11457 LORENA LN, EL CAJON, CA 92020-8236
Document Number	0000302904
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11457 LORENA LN EL CAJON CA 920208236, EL CAJON, CA 92020-8236

Mortgage

Document Number	0000302904
Date	Jul 25, 2018
Instrument	302904

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 24, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$738,305 (+2%) Land $436,956 Building $301,349
2025	$8,430.00 (+2.05%) Homeowner's exemption	$723,830 (+4.04%) Land $428,389 Building $295,441
2023	$8,261.00 (+1.6%) Homeowner's exemption	$695,725 Land $411,755 Building $283,970
2022	$8,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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