11428 Lorena Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 11428 Lorena Ln, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,486 sqft · built 1965
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$196,500 (Feb 1986)
Tax Bill$4,536 (2025)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN498-100-49-00

Property Details

APN / Parcel Number

Primary APN498-100-49-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,486 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area21,780 sqft (0.5 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address11428 LORENA LN
CityEL CAJON
StateCA
Zip92020-8237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 23-16-1W SE 1/4 OF POR W 1/2 OF NE 1/4 OF
Legal Range01W
Legal Township16
Legal Section23
Legal SubdivisionFUERTE ACRES
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11428 LORENA LN, EL CAJON, CA 92020-8237
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 1986 · Amount on Record
Deed SaleFeb 7, 1986 · Amount on Record
Deed Document Number198652031
Last Transfer DateJun 5, 2018
Transfer Doc0000239903
Record UpdatedOct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 13, 2018
Property Address11428 LORENA LN, EL CAJON, CA 92020-8237
Document Number0000239903
Instrument DateJun 5, 2018
Instrument239903
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11428 LORENA LN EL CAJON CA 920208237, EL CAJON, CA 92020-8237

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$399,103 (+2%) Land $101,089 Building $298,014
2025$4,536.00 (+2.12%) Homeowner's exemption$391,278 (+4.04%) Land $99,107 Building $292,171
2023$4,442.00 (+1.62%) Homeowner's exemption$376,086 Land $95,259 Building $280,827
2022$4,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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