Orange County property record for 11455 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 6,694 sqft · built 2015 |
| Lot Size | 2.64 acres (115,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,345,000 (May 2014) |
| Tax Bill | $44,937 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 24-23-27-9009-00-070 |
| Primary APN | 24-23-27-9009-00-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 2 Stories |
| Building Area | 6,694 sqft Living Area |
| Gross Area | 9,772 sqft |
| 1st Floor Area | 4,900 sqft |
| Utility Area | 33 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 115,186 sqft (2.64 acres) |
| Garage Type | Attached |
| Garage Area | 1,082 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,448 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11455 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 7 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-070
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11455 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 25, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2014 · Amount on Record |
| Deed Sale | May 06, 2014 · Amount on Record |
| Deed Document Number | 2014224561 |
| Deed Book / Page | 10740 / 8443 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11455 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11455 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429 |
| Document Number | 0000260064 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 20220260064 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11455 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429 |
| Document Number | 0000299856 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11455 WATERSTONE LOOP DR WINDERMERE FL 347865429, WINDERMERE, FL 34786-5429 |
| Document Number | 0000299856 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 299856 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986,084 (+8.27%) | $3,139,670 (-0.9%) Land $1,300,000 Building $1,839,670 | |
| 2025 | $44,937.00 (+4.28%) Homeowner's exemption | $2,758,032 (+7.25%) | $3,168,310 (+8.22%) Land $1,300,000 Building $1,868,310 |
| 2024 | $43,092.00 (+7.21%) | ||
| 2023 | $40,194.00 (+2.84%) Homeowner's exemption | $2,571,600 (+3%) | $2,927,674 (+13.37%) Land $1,300,000 Building $1,627,674 |
| 2022 | $39,085.00 Homeowner's exemption | $2,496,699 | $2,582,387 Land $1,200,000 Building $1,382,387 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 61 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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