11449 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11449 Waterstone Loop Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,917 sqft · built 2015
Lot Size	2.73 acres (119,097 sqft)
Owner	Company Name on Record
Last Sale	$5,470,000 (Aug 2024)
Tax Bill	$74,080 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-23-27-9009-00-060`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-060`
Alternative APNs	`272324900900060` `146642` `147812` `149932`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,917 sqft Living Area
Gross Area	9,073 sqft
1st Floor Area	4,115 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	119,097 sqft (2.73 acres)
Garage Type	Attached
Garage Area	1,065 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,479 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11449 WATERSTONE LOOP DR
City	WINDERMERE
State	FL
Zip	34786-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERSTONE 74/131 LOT 6
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2000
Census Tract	17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	677 SHERIDAN RD, GLENCOE, IL 60022-1762
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer ORLANDO TITLE SERVICES LLC
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 27, 2019	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	2024488647
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	0000394679
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2023
Property Address	11449 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429
Document Number	0000324110
Map Reference	MB 74 PG 131-135
Instrument Date	Jun 7, 2023
Instrument	20230324110
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ORLANDO TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$36,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 CARILLON PARK DR, WINDERMERE, FL 34786-5666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11449 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 18, 2022
Property Address	11449 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429
Document Number	0000631402
Map Reference	MB 74 PG 131-135
Instrument Date	Oct 12, 2022
Instrument	20220631402
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11449 WATERSTONE LOOP DR, 11449, WINDERMERE, FL 34786-5429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11431 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429

Mortgage

Document Number	0000631403
Date	Oct 18, 2022
Instrument	20220631403

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.2%
Index	Other
Margin	3
Max Rate	9.2%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 27, 2019
Property Address	11449 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5429
Document Number	0000394679
Instrument Date	Jun 13, 2019
Instrument	394679
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11449 WATERSTONE LOOP DR WINDERMERE FL 347865429, WINDERMERE, FL 34786-5429

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,449,350 (-1.03%) Land $1,300,000 Building $3,149,350	$4,449,350 (-1.03%) Land $1,300,000 Building $3,149,350
2025	$74,080.00 (+3.46%)	$4,495,640 (+23.17%) Land $1,300,000 Building $3,195,640	$4,495,640 (+23.17%) Land $1,300,000 Building $3,195,640
2024	$71,606.00 (+23.85%)
2023	$57,817.00 (+59.42%)	$3,649,894 (+57.43%) Land $1,300,000 Building $2,349,894	$3,649,894 (+52.77%) Land $1,300,000 Building $2,349,894
2022	$36,266.00 Homeowner's exemption	$2,318,353	$2,389,212 Land $1,200,000 Building $1,189,212

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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