11450 Cornwall Rd, Owings, MD 20736 Property Records

Calvert County property record for 11450 Cornwall Rd, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,571 sqft · built 1986
Lot Size3.05 acres (132,858 sqft)
Owner2 Individual Names on Record
Last Sale$28,000 (Oct 1985)
Tax Bill$5,245 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-075109

Property Details

APN / Parcel Number

Primary APN03-075109
Alternative APNs
  • 3075109
  • 075109

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,571 sqft Total Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area132,858 sqft (3.05 acres)
Garage TypeAttached
Garage Area1,073 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area1,080 sqft
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number075109
Street Address11450 CORNWALL RD
CityOWINGS
StateMD
Zip20736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 SEC 2 ODYSSEY SUB
Legal SubdivisionODYSSEY SUB
Legal Lot Number17
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2009
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11450 CORNWALL RD, FRIENDSHIP, MD 20758-9783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1985 · Amount on Record
Deed SaleOct 1, 1985 · Amount on Record
Deed Book / Page348 / 863
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11450 CORNWALL RD, OWINGS, MD 20736
Document Number0054400324
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedOct 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11450 CORNWALL RD FRIENDSHIP MD 207589783, FRIENDSHIP, MD 20758-9783

Mortgage

Document Number0054400324
DateSep 24, 2019
Book Page005440/000324
Lender
NameTRADERS TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,600 (+11.23%)$489,800 (+5.22%) Land $190,100 Building $299,700
2025$5,245.00 (+18.58%)
2023$4,423.00 Homeowner's exemption$425,767$465,500 Land $190,100 Building $275,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cornwall Rd

Nearby Streets

Search Property Records by Address or Parcel Number