11285 Cornwall Rd, Owings, MD 20736 Property Records

Calvert County property record for 11285 Cornwall Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1976
Lot Size	2.8 acres (122,404 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Dec 2020)
Tax Bill	$2,761 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-003078`

Property Details

APN / Parcel Number

Primary APN	`03-003078`
Alternative APNs	`3003078` `003078`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	122,404 sqft (2.8 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	003078
Old Parcel Number	3003078
Street Address	11285 CORNWALL RD
City	OWINGS
State	MD
Zip	20736-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	2.81 AC 11285 CORNWALL RD DUNKIRK
Legal Subdivision	FAMILY CONVEYANCE COMING H
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2011
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11285 CORNWALL RD, OWINGS, MD 20736-9270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	0005796330
Deed Book / Page	5796 / 330
Record Updated	Jun 7, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 16, 2020
Property Address	11285 CORNWALL RD, OWINGS, MD 20736-9270
Document Number	0057960330
Book / Page	5796 / 330
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SECURITY AMERICAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11285 CORNWALL RD, OWINGS, MD 20736-9270

Mortgage

Document Number	5796338
Date	Dec 16, 2020
Instrument	5796/338

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,761.00	$265,800	$282,400 Land $166,400 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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