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1145 Waterloo St, Troy, OH 45373 Property Records

Miami County property record for 1145 Waterloo St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,626 sqft · built 2023
Lot Size0.094 acres (4,095 sqft)
Owner2 Company Names on File
Last Sale$677 (Nov 2024)
Tax Bill$3,429 (2025)
Deeds & MortgagesDec 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNR50-041654

Property Details

APN / Parcel Number

Primary APNR50-041654
Alternative APN
  • 011018.1-14-013-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,626 sqft Living Area
1st Floor Area3,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialBrick
Lot Area4,095 sqft (0.094 acres)
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1145 WATERLOO ST
CityTROY
StateOH
Zip45373-7904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 10998 VILLAS OF HALIFAX
Legal SubdivisionVILLAS OF HALIFAX
Legal Lot Number10998
JurisdictionMIAMI OH
Township / Civil DivisionSTAUNTON
Census Block Group1
Census Block1036
Census Tract365101

Owner

Source: Miami County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address4115 CASSTOWN SIDNEY RD, TROY, OH 45373-9751
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024 · Amount on File
Deed SaleNov 1, 2024 · Amount on File
Prior SaleDec 21, 2023 · Amount on File
Deed Document Number202411337
Last Transfer DateMar 6, 2025
Transfer Doc0000009052
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 21, 2023
Property Address1145 WATERLOO ST, TROY, OH 45373-7904
Document Number0000013960
Map ReferenceMB 28 PG 8
Instrument DateDec 19, 2023
Instrument2023OR-13960
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2024
Title CompanyWAVE TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 N MAIN STREET, TROY, OH 45373

Mortgage

Document Number0000013961
DateDec 21, 2023
Instrument2023OR-13961
Lender
NameMONROE FSLA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 19, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionStaunton Township
MunicipalityTroy City
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,429.00 (+679.32%) Homeowner's exemption$118,160 (+765.64%) Land $13,650 Building $104,510$337,600 (+765.64%) Land $39,000 Building $298,600
2024$440.00 (+10.55%)$13,650 (+10.8%) Land $13,650
2023$398.00 (-4.33%)$12,320 (-) Land $12,320$39,000 (+10.8%) Land $39,000
2022$416.00$12,320 Land $12,320$35,200 Land $35,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1995–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimDec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Watch TV
Fixed Wireless		400 / 40
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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