1141 Waterloo St, Troy, OH 45373 Property Records

Miami County property record for 1141 Waterloo St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,843 sqft · built 2023
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Company Names on Record
Last Sale	$382,800 (Nov 2024)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R50-041656`

Property Details

APN / Parcel Number

Primary APN	`R50-041656`
Alternative APN	`011018.1-14-014-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
1st Floor Area	3,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,966 sqft (0.114 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1141 WATERLOO ST
City	TROY
State	OH
Zip	45373-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10999 VILLAS OF HALIFAX
Legal Subdivision	VILLAS OF HALIFAX
Legal Lot Number	10999
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1036
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1141 WATERLOO ST, TROY, OH 45373-7904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Nov 19, 2025	Intrafamily Transfer, Transfer
Dec 21, 2023	Warranty Deed, Construction Loan · Construction Mortgage MONROE FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Deed Document Number	202411765
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000013448
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 19, 2025
Property Address	1141 WATERLOO ST, TROY, OH 45373-7904
Document Number	0000013448
Map Reference	MB 28 PG 8
Instrument Date	Nov 7, 2025
Instrument	2025OR-13448
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 WATERLOO ST, TROY, OH 45373-7904

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 19, 2025
Property Address	1141 WATERLOO ST, TROY, OH 45373-7904
Document Number	0000013449
Map Reference	MB 28 PG 8
Instrument Date	Nov 7, 2025
Instrument	2025OR-13449
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 WATERLOO ST, TROY, OH 45373-7904

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 21, 2023
Property Address	1141 WATERLOO ST, TROY, OH 45373-7904
Document Number	0000013960
Map Reference	MB 28 PG 8
Instrument Date	Dec 19, 2023
Instrument	2023OR-13960
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MAIN STREET, TROY, OH 45373

Mortgage

Document Number	0000013961
Date	Dec 21, 2023
Instrument	2023OR-13961

Lender

Name	MONROE FSLA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00 (+657.43%) Homeowner's exemption	$124,880 (+913.64%) Land $13,650 Building $111,230	$356,800 (+913.64%) Land $39,000 Building $317,800
2024	$397.00 (-0.25%)	$12,320 (-) Land $12,320
2023	$398.00 (-4.33%)	$12,320 (-) Land $12,320	$35,200 (-) Land $35,200
2022	$416.00	$12,320 Land $12,320	$35,200 Land $35,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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