1145 School Daze Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1145 School Daze Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,546 sqft · built 2001
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Jul 2005)
Tax Bill	$9,641 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-341-36-00`

Property Details

APN / Parcel Number

Primary APN	`282-341-36-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1145 SCHOOL DAZE LN
City	RAMONA
State	CA
Zip	92065-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 9 TR 013806
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013806
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2006
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 25, 2019	Quit Claim Deed, Transfer AMROCK INC
Jun 28, 2017	Quit Claim Deed, Transfer TSI TITLE COMPANY, TSI TITLE CO
Jun 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2005 · Amount on Record
Deed Sale	Jul 29, 2005 · Amount on Record
Prior Sale	Nov 7, 2001 · Amount on Record
Deed Document Number	2005647564
Last Transfer Date	Nov 15, 2019
Transfer Doc	0000546598
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300

Mortgage

Document Number	0000290382
Date	Oct 23, 2023
Instrument	2023-0290382

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Document Number	0000546598
Instrument Date	Nov 15, 2019
Instrument	546598
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 SCHOOL DAZE LN RAMONA CA 920653300, RAMONA, CA 92065-3300

Mortgage

Document Number	546599
Date	Nov 25, 2019
Instrument	546599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Document Number	0000546600
Instrument Date	Nov 15, 2019
Instrument	546600
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1145 SCHOOL DAZE LN RAMONA CA 920653300, RAMONA, CA 92065-3300

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2017
Property Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Document Number	0000291528
Instrument Date	Jun 16, 2017
Instrument	291528
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1145 SCHOOL DAZE LN RAMONA CA 920653300, RAMONA, CA 92065-3300

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2017
Property Address	1145 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Document Number	0000291526
Instrument Date	Jun 16, 2017
Instrument	291526
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 SCHOOL DAZE LN RAMONA CA 920653300, RAMONA, CA 92065-3300

Mortgage

Document Number	291527
Date	Jun 28, 2017
Instrument	291527

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,000 (+3.66%) Land $214,000 Building $636,000
2025	$9,641.00 (+12.3%) Homeowner's exemption	$820,000 (+10.81%) Land $207,000 Building $613,000
2023	$8,585.00 (-1.37%) Homeowner's exemption	$740,000 Land $187,000 Building $553,000
2022	$8,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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