1123 School Daze Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1123 School Daze Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 2001
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jan 2013)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-341-37-00`

Property Details

APN / Parcel Number

Primary APN	`282-341-37-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,326 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	28,314 sqft (0.65 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1123 SCHOOL DAZE LN
City	RAMONA
State	CA
Zip	92065-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 10 (EX ST) TR 013806
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013806
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2006
Census Tract	20806

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1123 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013 · Amount on Record
Deed Sale	Jan 3, 2013 · Amount on Record
Prior Sale	Aug 16, 2012 · Amount on Record
Deed Document Number	20134195
Prior Transfer Date	Dec 19, 2012
Prior Transfer Doc	0000004194
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1123 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 SCHOOL DAZE LN, RAMONA, CA 92065-3300

Mortgage

Document Number	0000126180
Date	May 15, 2023
Instrument	2023-0126180

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1123 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W RANDOLPH ST, OAK HARBOR, WA 98278-4925

Mortgage

Document Number	0000836574
Date	Dec 28, 2020
Instrument	2020-0836574

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1123 SCHOOL DAZE LN, RAMONA, CA 92065-3300
Document Number	0000393054
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1123 SCHOOL DAZE LN RAMONA CA 920653300, RAMONA, CA 92065-3300

Mortgage

Document Number	0000393054
Date	Aug 28, 2017
Instrument	393054

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,849 (+2%) Land $157,000 Building $332,849
2025	$4,271.00 (+1.06%) Veteran's exemption	$480,245 (+4.04%) Land $153,922 Building $326,323
2024	$4,226.00 (+4.99%)
2023	$4,025.00 (-30.18%) Homeowner's exemption	$461,598 Land $147,946 Building $313,652
2022	$5,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on School Daze Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures