Chambers County property record for 1145 S Phillips Rd, Lanett, AL 36863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,828 sqft · built 2007 |
| Lot Size | 12.7 acres (553,212 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,900 (Feb 2024) |
| Tax Bill | $1,699 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-08-34-0-001-007.019 |
| Primary APN | 12-10-08-34-0-001-007.019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,828 sqft Living Area |
| 1st Floor Area | 2,828 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 553,212 sqft (12.7 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 70 sqft |
| Utility Building | 1,200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 501205 |
|---|---|
| Street Address | 1145 S PHILLIPS RD |
| City | LANETT |
| State | AL |
| Zip | 36863-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 90'(S) S OF & 1613'(S) W OF SE COR OF NE1/4, RUN W'LY1206.04' TO PHILLIPS ROAD, NE'LY ALONG ROAD 551.84', SE'LY241.43', S |
| Legal Range | 28 |
| Legal Township | 22 |
| Legal Section | 34 |
| Legal Tract | 1 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | LANETT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 954200 |
1145 S Phillips Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Feb 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Feb 28, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 12, 2023 | Intrafamily Transfer, Transfer |
| Dec 12, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Feb 2, 2024 · Amount on File |
| Deed Document Number | 2024761 |
| Prior Transfer Date | Oct 6, 2023 |
| Prior Transfer Doc | 0000005204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02021/2591 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 2021/2591 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002024/419 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 2024/419 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002024/762 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 2024/762 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Dec 12, 2023 |
| Property Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Document Number | 02023/5204 |
| Book / Page | 2023 / 5204 |
| Instrument Date | Oct 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Dec 12, 2023 |
| Property Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Document Number | 02023/5203 |
| Book / Page | 2023 / 5203 |
| Instrument Date | Oct 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 S PHILLIPS RD, LANETT, AL 36863-3325 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1145 S Phillips Rd was $1,699 with a homeowner's exemption, up 7.3% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,699.00 (+7.26%) Homeowner's exemption | ||
| 2025 | $1,584.00 (-36%) | $38,922 (-35.04%) Land $4,450 Building $34,472 | $389,220 (-21.48%) Land $44,500 Building $344,720 |
| 2024 | $2,475.00 Additional exemption filed | $59,920 (-) Land $4,740 Building $55,180 | $495,710 (-) Land $47,490 Building $448,220 |
| 2023 | $2,475.00 Additional exemption filed | $59,920 (-) Land $4,740 Building $55,180 | $495,710 (-) Land $47,490 Building $448,220 |
| 2022 | $2,475.00 Additional exemption filed | $59,920 Land $4,740 Building $55,180 | $495,710 Land $47,490 Building $448,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1145 S Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1145 S Phillips Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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