Chambers County property record for 1010 S Phillips Rd, Lanett, AL 36863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,449 sqft · built 1986 |
| Lot Size | 9.3 acres (405,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,250 (Jul 2026) |
| Tax Bill | $866 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-08-34-0-001-005.001 |
| Primary APN | 12-10-08-34-0-001-005.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 405,108 sqft (9.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 813 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 346045 |
|---|---|
| Street Address | 1010 S PHILLIPS RD |
| City | LANETT |
| State | AL |
| Zip | 36863-3322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 2510'(S) E OF & 750'(S) S OF NE COR OF N1/2, RUN E584.1' TO PHILLIPS ROAD, S'LY ALONG ROAD 693', W'LY538.9', N'LY707.8' T |
| Legal Range | 28 |
| Legal Township | 22 |
| Legal Section | 34 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | LANETT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 954200 |
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 7, 2010 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Deed Document Number | 20263174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jul 14, 2026 |
| Property Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Document Number | 0000003174 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20263174 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,398.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02021/1029 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 2021/1029 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020104339 |
|---|---|
| Date | Dec 7, 2010 |
| Instrument | 2010-4339 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1010 S PHILLIPS RD, LANETT, AL 36863-3322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2021/1029 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 2021/1029 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 1, 2031 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866.00 (+7.71%) Homeowner's exemption | ||
| 2025 | $804.00 (-8.53%) | $17,744 (-20.64%) Land $3,470 Building $14,274 | $177,440 (-9.06%) Land $34,700 Building $142,740 |
| 2024 | $879.00 Additional exemption filed | $22,360 (-) Land $5,240 Building $17,120 | $195,110 (-) Land $52,370 Building $142,740 |
| 2023 | $879.00 Additional exemption filed | $22,360 (-) Land $5,240 Building $17,120 | $195,110 (-) Land $52,370 Building $142,740 |
| 2022 | $879.00 Additional exemption filed | $22,360 Land $5,240 Building $17,120 | $195,110 Land $52,370 Building $142,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUGULEY WATER AUTHORITY serves 6,795 people · EPA ID AL0000177 |
|---|---|
| Water Source | Purchased surface water from CHATTAHOOCHEE VALLEY WATER SUPPLY DIST |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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