1145 S 3rd St, Jacksonville, OR 97530 Property Records

Jackson County property record for 1145 S 3rd St, Jacksonville, OR 97530

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,940 sqft · built 1979
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2008)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`382W050000906`

Property Details

APN / Parcel Number

Primary APN	`382W050000906`
Alternative APNs	`382W05906` `10714514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Gross Area
1st Floor Area	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2003
Roof Material	Composition Shingle
Lot Area	112,385 sqft
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Concrete/Masonry Porch
Porch Area	100 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1145 S 3RD ST
City	JACKSONVILLE
State	OR
Zip	97530-9335
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-2.5
Legal Range	02W
Legal Township	38S
Legal Section	05
Legal Subdivision	PARTITION PLAT P-27-2003
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2027
Census Tract	1500

Owner

1145 S 3rd St, a commercial property, is owned by two individuals who bought it in July 2008.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE CREDIT UNION
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Jul 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROGUE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2008 · Amount on File
Deed Sale	Jul 18, 2008 · Amount on File
Prior Sale	Jul 18, 2008
Deed Document Number	200826936
Prior Transfer Date	Aug 23, 2007
Prior Transfer Doc	0000044660
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	May 22, 2026
Property Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335
Document Number	0000010949
Instrument Date	May 18, 2026
Instrument	202610949
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335

Mortgage

Document Number	0000010949,
Date	May 22, 2026
Instrument	202610949

Lender

Name	ROGUE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335

Mortgage

Document Number	0000002468
Date	Feb 8, 2024
Instrument	2024-002468

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 28, 2021
Property Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335
Document Number	0000032628
Instrument Date	Jul 26, 2021
Instrument	2021-032628
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335

Mortgage

Document Number	0000032629
Date	Jul 28, 2021
Instrument	2021-032629

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1145 S 3RD ST, JACKSONVILLE, OR 97530-9335
Document Number	0000027049
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1145 S 3RD ST JACKSONVILLE OR 975309335, JACKSONVILLE, OR 97530-9335

Mortgage

Document Number	0000027049
Date	Aug 28, 2018
Instrument	27049

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 27, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1145 S 3rd St was $3,417, up 2.3% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Medford School District 549 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,320 (+3%)	$559,920 (-3.78%) Land $219,530 Building $340,390
2025	$3,417.00 (+2.27%)	$275,070 (+3%) Land $111,290 Building $163,780	$581,900 (+5.14%) Land $233,230 Building $348,670
2024	$3,341.00 (+4.8%)	$267,060 (+3%) Land $127,390 Building $139,670	$553,440 (-0.62%) Land $246,000 Building $307,440
2023	$3,188.00 (+4.56%)	$259,290 (+3%) Land $123,690 Building $135,600	$556,870 (+0.01%) Land $256,780 Building $300,090
2022	$3,049.00	$251,740 Land $120,090 Building $131,650	$556,810 Land $299,540 Building $257,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 S 3rd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1996–2002)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 S 3rd St is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 78% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Rogue Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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