1130 S 3rd St, Jacksonville, OR 97530 Property Records

Jackson County property record for 1130 S 3rd St, Jacksonville, OR 97530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,973 sqft · built 2024
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2023)
Tax Bill	$5,791 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382W050000701`

Property Details

APN / Parcel Number

Primary APN	`382W050000701`
Alternative APNs	`382W05701` `10984654`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,973 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,357 sqft
2nd Floor Area	616 sqft
Basement Area	537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1130 S 3RD ST
City	JACKSONVILLE
State	OR
Zip	97530-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR-.5
Legal Range	02W
Legal Township	38S
Legal Section	05
Legal Subdivision	PARTITION PLAT NO P-75-2006
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2028
Census Tract	1500

Owner

1130 S 3rd St is owned by two individuals who acquired it in October 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	OR
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Construction Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Nov 30, 2020	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	20235004
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000020882
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1130 S 3RD ST, JACKSONVILLE, OR 97530-9335
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S OREGON ST, JACKSONVILLE, OR 97530-9349

Mortgage

Document Number	0000020841
Date	Oct 2, 2023
Instrument	2023-020841

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 17, 2023
Property Address	1130 S 3RD ST, JACKSONVILLE, OR 97530-9335
Document Number	0000005004
Map Reference	PL P-75-2006
Instrument Date	Mar 3, 2023
Instrument	2023-005004
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3278 SPRINGBROOK RD, MEDFORD, OR 97504-4943

Mortgage

Document Number	0000005005
Date	Mar 17, 2023
Instrument	2023-005005

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Index	Other
Max Rate	12%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 30, 2020
Property Address	1130 N 3RD ST, CENTRAL POINT, OR 97502-1811
Document Number	0000045112
Instrument Date	Nov 2, 2020
Instrument	2020-045112
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9740 PEACOCK HILL CIR, LAS VEGAS, NV 89117-0248

Tax Assessment & Valuation

The 2025 property tax bill for 1130 S 3rd St was $5,791, up 280.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Jacksonville City
Unified School District	Medford School District 549 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,850 (+3%)	$928,090 (+0.61%) Land $314,160 Building $613,930
2025	$5,791.00 (+280.49%)	$488,210 (+291.04%) Land $142,510 Building $345,700	$922,430 (+258.09%) Land $326,400 Building $596,030
2024	$1,522.00 (+3.68%)	$124,850 (+2.99%) Land $124,850	$257,600 (-13.11%) Land $257,600
2023	$1,468.00 (+2.37%)	$121,220 (+3%) Land $121,220	$296,480 (+6%) Land $296,480
2022	$1,434.00	$117,690 Land $117,690	$279,690 Land $279,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1996–2002)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 S 3rd St is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 71% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 3,012 people · EPA ID OR4100405
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	May 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Rogue Broadband, Verizon.

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