1145 Hidden Bluff, Clermont, FL 34711 Property Records

Lake County property record for 1145 Hidden Bluff, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,856 sqft · built 2004
Lot Size	0.237 acres (10,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2017)
Tax Bill	$2,570 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-26-1900-000-09000`

Property Details

APN / Parcel Number

Primary APN	`16-22-26-1900-000-09000`
Alternative APNs	`262216190000009000` `3791296`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,341 sqft (0.237 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3791296
Street Address	1145 HIDDEN BLF
City	CLERMONT
State	FL
Zip	34711-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT SUMMIT GREENS PHASE 1 SUB LOT 90 PB 42 PGS 6-35 ORB 5041 PG 1224
Legal Range	26E
Legal Township	22S
Legal Section	16
Legal Subdivision	CLERMONT SUMMIT GREENS PHASE 1 SUB
Legal Tract	1900
Legal Lot Number	90
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1049
Census Tract	31319

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 HIDDEN BLF, CLERMONT, FL 34711-5989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	2017134250
Deed Book / Page	5041 / 1224
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	0038412417
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 18, 2017
Property Address	1145 HIDDEN BLF, CLERMONT, FL 34711-5989
Document Number	0050411224
Book / Page	5041 / 1224
Map Reference	MB 42 PG 6
Instrument Date	Dec 8, 2017
Instrument	2017134250
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 HIDDEN BLF, 1128, CLERMONT, FL 34711-5988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 HIDDEN BLF, CLERMONT, FL 34711-5989

Mortgage

Document Number	2017134251
Date	Dec 18, 2017
Instrument	2017134251

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,910 (+2.9%)	$338,430 (-) Land $80,000 Building $258,430
2025		$197,200 (+5.98%) Land $80,000 Building $117,200	$338,430 (+10.54%) Land $80,000 Building $258,430
2024	$2,570.00 (+2.27%)
2023	$2,513.00 (+3.42%) Homeowner's exemption	$186,070 (+3%)	$306,171 (+12.39%) Land $66,150 Building $240,021
2022	$2,430.00 Homeowner's exemption	$180,650	$272,421 Land $32,400 Building $240,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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