1145 Gustine St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1145 Gustine St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,019 sqft · built 2002
Lot Size	0.287 acres (12,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Aug 2002)
Tax Bill	$13,425 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`642-633-04-00`

Property Details

APN / Parcel Number

Primary APN	`642-633-04-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,019 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,489 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1145 GUSTINE ST
City	CHULA VISTA
State	CA
Zip	91913-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 85 TR 013805
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013805
Legal Block	3
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13322

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Line of Credit BLUPEAK CU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2002 · Amount on Record
Deed Sale	Aug 27, 2002 · Amount on Record
Prior Sale	Aug 23, 2001 · Amount on Record
Deed Document Number	2002729024
Prior Transfer Date	Nov 15, 2001
Prior Transfer Doc	0000841217
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575

Mortgage

Document Number	0000124412
Date	May 12, 2023
Instrument	2023-0124412

Lender

Name	BLUPEAK CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575

Mortgage

Document Number	0000436779
Date	Jun 14, 2021
Instrument	2021-0436779

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1145 GUSTINE ST, CHULA VISTA, CA 91913-1575
Document Number	0000304689
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 GUSTINE ST CHULA VISTA CA 919131575, CHULA VISTA, CA 91913-1575

Mortgage

Document Number	0000304689
Date	Jun 15, 2020
Instrument	304689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$770,389 (+2%) Land $236,356 Building $534,033
2025	$13,425.00 (+4.65%)	$755,284 (+4.04%) Land $231,722 Building $523,562
2023	$12,828.00 (+2.82%)	$725,958 Land $222,725 Building $503,233
2022	$12,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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