1145 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 1145 E 15th St, Panama City, FL 32405

Property Summary

Property Type	Light Industrial
Details	6,518 sqft · built 1971
Lot Size	0.296 acres (12,893 sqft)
Owner	Company Name on File
Last Sale	$100,000 (May 2006)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14447-010-000`

Property Details

APN / Parcel Number

Primary APN	`14447-010-000`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	6,518 sqft Gross Area
1st Floor Area	3,698 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	12,893 sqft (0.296 acres)
Lot Dimensions	172 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1145 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32405-6103
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	PC11
Legal Description	33 3S 14W -41.3- MAP 104C4 BEG 40 N & 679.60 W OF SE COR TH W 75.67 N 172.83 E 75.67S 172.83 TO POB ORB 4029 P 1172
Legal Range	14W
Legal Township	03S
Legal Section	33
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1014
Census Tract	1600

Owner

1145 E 15th St, an industrial property, is owned by a company that bought it in May 2006.

Source: Bay County records, as of May 6, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 607, CHIPLEY, FL 32428-0607
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on File
Deed Sale	May 1, 2006 · Amount on File
Prior Sale	Apr 7, 2005 · Amount on File
Deed Document Number	200629712
Deed Book / Page	2770 / 2240
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 6, 2018
Property Address	1145 E 15TH ST, PANAMA CITY, FL 32405-6103
Document Number	0039860036
Book / Page	003986 / 000036
Instrument Date	Mar 6, 2018
Instrument	12942
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4337 DE LEN DR PANAMA CITY FL 324044281, PANAMA CITY, FL 32404-4281

Tax Assessment & Valuation

The 2025 property tax bill for 1145 E 15th St was $1,135, down 22.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (-22.53%)	$71,902 Land $25,800 Building $46,102	$71,902 Land $25,800 Building $46,102
2024	$1,465.00 (+12.35%)
2023	$1,304.00 (+9.12%)	$65,351 (-) Land $25,800 Building $39,551	$65,351 (-) Land $25,800 Building $39,551
2022	$1,195.00	$65,351 Land $25,800 Building $39,551	$65,351 Land $25,800 Building $39,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 E 15th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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