Bay County property record for 1143 E 15th St, Panama City, FL 32405
| Property Type | Light Industrial |
|---|---|
| Details | 18,580 sqft · built 1960 |
| Lot Size | 2.06 acres (89,820 sqft) |
| Owner | Company Name on File |
| Last Sale | $925,000 (May 2020) |
| Tax Bill | $4,190 (2025) |
| Deeds & Mortgages | May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14447-000-000 |
| Primary APN | 14447-000-000 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 18,580 sqft Gross Area |
| 1st Floor Area | 17,680 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 89,820 sqft (2.06 acres) |
| Lot Dimensions | 500 ft deep x 162 ft wide |
| Cooling System | Window A/C |
|---|
| Street Address | 1143 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6103 |
| Property Category | Industrial |
| Property Type | Industrial > Light Industrial |
| Local Zoning Code | PC11 |
| Legal Description | 33 3S 14W -41- MAP 104C4 BEG 40 N & 755.23 W OF SE COR OF SE1/4 OF SE1/4 TH W 124.33 ALG N R/W OF 15TH ST N 500 E 200 S 325.17 W 75.67 S 172.38 TO POB ORB 1085 P 1194-ORB 1283 P 173 ORB 4253 P 891 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1600 |
1143 E 15th St, an industrial property, is owned by a company that bought it in May 2020.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 607, CHIPLEY, FL 32428-0607 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on File |
| Deed Sale | May 19, 2020 · Amount on File |
| Prior Sale | Oct 7, 2004 · Amount on File |
| Deed Document Number | 202032751 |
| Deed Book / Page | 4253 / 891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 19, 2020 |
| Property Address | 1143 E 15TH ST, PANAMA CITY, FL 32405-6103 |
| Document Number | 0042530891 |
| Book / Page | 004253 / 000891 |
| Instrument Date | May 19, 2020 |
| Instrument | 32751 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | SOUTH OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4337 DE LEN DR PANAMA CITY FL 324044281, PANAMA CITY, FL 32404-4281 |
The 2025 property tax bill for 1143 E 15th St was $4,190, down 15% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,190.00 (-15.03%) | $265,315 Land $134,030 Building $131,285 | $265,315 Land $134,030 Building $131,285 |
| 2024 | $4,931.00 (+14.78%) | ||
| 2023 | $4,296.00 (+12.52%) | $245,742 (-) Land $134,030 Building $111,712 | $245,742 (-) Land $134,030 Building $111,712 |
| 2022 | $3,818.00 | $245,742 Land $134,030 Building $111,712 | $245,742 Land $134,030 Building $111,712 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1143 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1143 E 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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