1145 Craft Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 1145 Craft Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,348 sqft · built 2015
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$230,900 (Aug 2015)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-3-08-00-0-00007-07`

Property Details

APN / Parcel Number

Primary APN	`3-06-3-08-00-0-00007-07`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,348 sqft Adjusted Area
1st Floor Area	1,651 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Deck Area	768 sqft

Location & Zoning

Street Address	1145 CRAFT RD S
City	HERNANDO
State	MS
Zip	38632-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NW1/4 NW1/4 LOT 6
Legal Range	006
Legal Township	03S
Legal Section	08
Legal Lot Number	6
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-3-08-00-0-00007-07

Assessment roll updated December 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 01, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Aug 05, 2015	Warranty Deed, Transfer
Aug 05, 2015	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2015 · Amount on Record
Deed Sale	Aug 05, 2015 · Amount on Record
Prior Sale	Aug 05, 2015
Deed Book / Page	770 / 18
Last Transfer Date	Apr 13, 2026
Transfer Doc	1026006308
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004933/749
Date	Apr 30, 2020
Book Page	4933/749

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523

Mortgage

Document Number	5660/64188
Date	Jul 19, 2023
Book Page	5660/64188

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 13, 2026
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Document Number	1026006308
Book / Page	1026 / 6308
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 01, 2026
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Document Number	5663034055
Book / Page	5663 / 34055
Instrument Date	Mar 09, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523

Mortgage

Document Number	5663034055,
Date	Apr 01, 2026
Book Page	5663/34055

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 09, 2036

Interest

Rate	6.11%
Max Rate	-1%

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 05, 2015
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Document Number	000770/015
Book / Page	0770 / 015
Instrument Date	Jul 31, 2015
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10355 HOLLY SPRINGS RD, HERNANDO, MS 38632-8087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 CRAFT RD S, HERNANDO, MS 38632-9504

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 05, 2015
Property Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523
Document Number	000770/018
Book / Page	0770 / 018
Instrument Date	Jul 31, 2015
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 849, OLIVE BRANCH, MS 38654-0849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 CRAFT RD S, HERNANDO, MS 38632-9523

Mortgage

Document Number	0004023110
Date	Aug 05, 2015
Instrument	4023/110

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2045

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 (+18.44%)	$23,217 (+39.3%) Land $1,800 Building $21,417	$232,170 (+39.3%) Land $18,000 Building $214,170
2023	$1,383.00	$16,667	$166,669 Land $18,000 Building $148,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Based on FCC filings for 37 locations within half a mile of this property.

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