1089 Craft Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 1089 Craft Rd S, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,447 sqft · built 2015
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Tax Bill	$681 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-3-08-00-0-00007-05`

Property Details

APN / Parcel Number

Primary APN	`3-06-3-08-00-0-00007-05`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,447 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	58,806 sqft (1.35 acres)

Location & Zoning

Street Address	1089 CRAFT RD S
City	HERNANDO
State	MS
Zip	38632-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4 LOT 3
Legal Range	06
Legal Township	03
Legal Section	08
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-3-08-00-0-00007-05

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1089 CRAFT RD S, HERNANDO, MS 38632-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit MEMPHIS CITY EMPLOYEES CU
Dec 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMPHIS CITY EMPLOYEES CU
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit MEMPHIS CITY EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000784773
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1089 CRAFT RD S, HERNANDO, MS 38632-9531
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004861/351
Date	Dec 27, 2019
Book Page	4861/351

Lender

Name	MEMPHIS CITY EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1089 CRAFT RD S, HERNANDO, MS 38632-9531
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 CRAFT RD S, HERNANDO, MS 38632-9531

Mortgage

Document Number	005107/300
Date	Dec 09, 2020
Book Page	5107/300

Lender

Name	MEMPHIS CITY EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1089 CRAFT RD S, HERNANDO, MS 38632-9531
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004869/331
Date	Jan 16, 2020
Book Page	4869/331

Lender

Name	MEMPHIS CITY EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$681.00 (-17.35%)	$15,666 (-) Land $1,800 Building $13,866	$156,661 (-) Land $18,000 Building $138,661
2023	$824.00	$15,666	$156,661 Land $18,000 Building $138,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330709001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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