Lexington County property record for 1145 Congaree Bluff Ave, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 2017 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $484,000 (Jun 2021) |
| Tax Bill | $3,650 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2021 Sale + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 004685-01-010 |
| Primary APN | 004685-01-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1145 CONGAREE BLUFF AVE |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGAREE BLUFF LOT 10 |
| Legal Subdivision | WALTER TAYLOR & COMPANY |
| Legal Lot Number | 10 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lexington County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Jun 30, 2021 | Warranty Deed, Transfer |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL CAROLINA NATIONAL BANK |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL CAROLINA NATIONAL BANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL CAROLINA NATIONAL BANK |
| Nov 30, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL CAROLINA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 202135470 |
| Deed Book / Page | 20950 / 3117 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0000042173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2099305928 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 20993/5928 |
| Instrument | 2022008143 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 30, 2021 |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2095003117 |
| Book / Page | 20950 / 3117 |
| Map Reference | MB 19240 PG 330 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021035470 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,790.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2086305357 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 20863/5357 |
| Instrument | 2020013060 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2086802532 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 20868/2532 |
| Instrument | 2020017271 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Apr 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2086305345 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 20863/5345 |
| Instrument | 2020013059 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 30, 2017 |
| Property Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 1965800222 |
| Book / Page | 19658 / 222 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 2017056623 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 CONGAREE BLUFF AVE, CAYCE, SC 29033-4427 |
| Document Number | 2017056624 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017056624 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,650.00 (+9.74%) | $20,240 (+4.55%) Land $4,000 Building $16,240 | $506,000 (+4.55%) Land $100,000 Building $406,000 |
| 2023 | $3,326.00 | $19,360 Land $4,000 Building $15,360 | $484,000 Land $100,000 Building $384,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures